• Cub3Pay is a startup Fintech founded in the USA in January 2023, benefiting of the large experience and Intellectual Property from a former UK company with deep technical roots (2015)
• It operates from USA with technical support and operation in English and Spanish and its main place of business is Latin America and starting exploring opportunities in MEA
• The company has been founded by experts in the payment & mobile industry, who have worked in pioneering companies in the past 20 years such as SamsungPay, Gemalto, OVLoop, First Data
• Since 2015 a suite of software components (TSP) has been developed, shaping up a tokenization platform for providing the highest security in operation for many payment use-cases
•  All software components are rigorously aligned to EMVCo standards. Its outstanding mobile SDK is easy to integrate with the tokenization vaults of international payment schemes

From Cub3Tech (the roots):

In 2016 Cub3Tech launched its own HCE-NFC solution for mobile payments, aiming at a secure, low-cost architecture based on 100% internally developed components

Since 2018, the solution was operational in the Dominican Republic as a first deployment in large volume (integration with 3 MNOs, 12 banks, 2 processors)

Later, other key components were made available for use within the framework of "digital commerce" such as payment buttons, browser extensions, Card-on-File, Android libraries, SRC...

To Cub3Pay (newborn):

From 2022, Cub3Pay was contracted by Visa-LAC for accelerating tokenization of Issuers/FinTechs in the region and fostering all related use-cases (CoF, Click-to-Pay, provisioning OEM-Pay’s, QR)

Leveraging its own powerful and compact mobile-SDK, Cub3Pay is now supporting numerous wallet providers which are keen on maintaining their autonomous roadmaps